If using dried beans, after picking through the beans, add water, bay and onion. Bring to a boil for a few minutes. Turn off the heat and cover for 1 hour.
Using gloves and working with the peppers, snip off the ends and shake off most of the seeds, or as many as you can get. Place in a bowl and cover with boiling water. Cover or keep submerged for a few minutes or until the chilies are soft.
Place peppers, their liquid, cumin, coriander, cinnamon, cocoa and roasted bell pepper in a food processor and puree until smooth. Set aside.
Season both ground beef and tri tip with salt and pepper. Cook in batches in pot or Dutch oven. Drain off any excess fat except for 2 tbsp. Add the chopped onion. Cook for a few minutes. Add garlic and oregano. Cook for a few minutes.
Next add the drained beef, the pepper purée and canned tomatoes. If using the dried beans, remove the bay and onion. Add the beans plus the cooking liquid. If you are using the canned beans, add 2 cups of water. Cook for 3-4 hours.
Season with salt and pepper r to your taste. I like to crunch up the tortilla chips in a plastic bag and stir into the chili. This slightly thickens the chili and give it a delicious corn aroma. Before serving, squeeze 1-2 limes and stir. Serve with a list of the following garnishes or sometimes it is whatever I have on hand.